Don't throw away those collections letters.....

For anyone filing bankruptcy, it is extremely important that you know and list all of your creditors.  This means you should save the collections letters you get and all statements, even if you cannot afford to pay them and may need to file bankruptcy.  If you fail to list all your creditors, it is possible that the debt might not be discharged.  And if all your creditors are not listed when your first file, at minimum, you will have to make amedments to your bankruptcy forms.  Good preparation helps keep the process much less stressful.  If you would like to make an appointment for a consultation with this office, we suggest that between the time you make the appointment and the actual consultation, you gather a list of all your creditors and their addresses.